Derek is a fiduciary, life insurance, and annuity professional based in Los Angeles, CA, committed to helping individuals and families safeguard their financial futures. With a deep understanding of the importance of protection and peace of mind, he offers personalized solutions tailored to each client’s unique needs. In addition to life insurance, Derek supports educators with 403(b) plans and first responders with 457 plans—empowering them to retire with clarity and confidence. He also specializes in building cash value–focused Indexed Universal Life (IUL) policies and implementing Infinite Banking Concepts (IBCs) for those seeking to supplement retirement with tax-advantaged strategies. His approach emphasizes trust, transparency, and genuine care for his clients and their loved ones. Whether you're preparing for the unexpected or building a legacy, Derek is here to guide you every step of the way.